Welcome to The Dare to Scale Show
Episode 9
Master Your Mind and Money
As we've mentioned in our last episode, 2020 has been a really challenging year for all of us. It has affected not only our businesses but also our lifestyles, relationships, hobbies, interests and even our priorities. One area of our life that has also been greatly impacted is our finances. And so, we believe that with a little bit of planning and from what you'll learn from this episode, we can turn 2021 into our best financial year yet.
 
We're so honoured to have Margaret Mekaat here with us today. She is a financial well-being coach, and she helps clients in Dubai and all over the world take control of their day to day finances and achieve financial freedom to make choices that will allow them to enjoy life.
 
Join us as she shares with us some tips on how to master your mind and money, what's really stopping us from reaching our financial goals, what we can do to break free from our limiting beliefs, and how we can live a life of fulfillment and purpose by having the right mindset and strategies in place.
 
Whether you are a business owner, an employee, a university student, a home baker, or even a manager of the household, you can learn so much from this, we urge you to take notes because you will get so much value from this.
 
Episode Highlights:
  • 2:48 – The meaning of Financial Wellbeing.
  • 4:49 – What is your relationship with money.
  • 7:51 – The first T – Transform.
  • 9:39 – The second T – Target.
  • 16:53 – The third T – Track & Trim.
  • 19:03 – The fourth T – Train.
Actions:
Over the next week, start implementing these tips.
- Come and tell us what were the gaps that you need to work on, and
- tell us which of these areas was the most impactful for you.
Resources:
Learn more about Margaret Mekaat and check out her website: margaretmekaat.com
 
If you enjoyed this episode, please leave us a 5-star rating so that more entrepreneurs find this podcast, get the value, and get help scaling forward in their business.
 
Remember to check out our LinkedIn and Facebook pages to stay up to date on what's in store for you!
 
Episode Transcript
Warsha 00:01
Welcome to the Dare to Scale Show with me Warsha.
 
Evan 00:05
And me Evan.
 
Warsha 00:06
So, what is Dare to Scale? Over the years that we've been coaching founders and business owners, much like yourselves, we've worked through a framework called Dare to Scale.
 
Evan 00:18
Dare to Scale indeed. That framework has helped loads of business owners. That is what this show is all about. So, put on your big picture thinking hat.
 
Warsha 00:28
Oh and your headphones, and come join us and enjoy the ride.
 
Warsha 00:36
Hello, and welcome to another episode of Dare to Scale. We are coming fairly close towards the end of this year, and we have a wonderful special guest for you. And we'll tell you all about her in just a couple of minutes.
 
Evan 00:52

Hi and great to be with you. Today we're speaking with Margaret Mekaat, who is a financial well-being coach, and we've known Margaret for many years now and she's doing amazing things in Dubai. Margaret welcome!

Margaret 1:05

Thank you, Evan, and thank you Warsha.

Warsha 1:07
Thank you for being here, and not just in Dubai, Margaret actually coaches globally.

Evan 1:13
That's true.

Warsha 1:14

Yes, of course. And it really is, we thought the year that it has been has brought financial literacy and the urgent need for being able to smartly manage your money has brought this into awareness.

Evan 1:27
Yeah totally.

Warsha 1:28
So yeah, Evan, Margaret and I were talking about this some time ago and we thought, do you know what, as one of the closing episodes of this year, I think, Margaret is perfect for this.

Evan 1:39
Because without lines we are going through the planning process for 2021, and it's a good time to take stock, put plans in place and move forward.

Warsha 1:48
Yes. And the other thing also is not just for business owner.

Evan 1:52
Oh yeah.

Warsha 1:53
Whether you're a professional, employed, for your university student, your homemaker or a school going young person having financial literacy is crucial for this day and age it always has been, add more so today. So, a very warm welcome to you, Margaret. Thank you for joining us today. Thank you so much for your time.

Margaret 2:16
Thank you Warsha and Evan and Thank you so much for having me on your show. It really means a lot. Thank you.

Warsha 2:22
Oh Wow. The pleasure is ours.

Evan 2:24
Always.

Warsha 2:25
And Margaret, before we go directly into the topic of the day, we would like to hear a little bit more about first of all, you, we don't normally come across, financial well-being coaches. So, this is an unusual topic as sort of a rare find if I may. So, tell us a little bit about why financial well-being. And why do you do what you do.

Margaret 2:48
So Warsha, I mean you know when we speak about financial well-being, people mostly associate that with corporate wellness programs as you as you rightly said, and yet it applies to every one of us. Financial well-being is defined as being in control of your day-to-day finances and having the financial freedom to make choices that allow you to enjoy life. Now, why I do what I do. Well, over the years, I have helped hundreds of people who are in extreme severe financial crisis, now the eye opener for me was, I realized by not having a proper mindset and strategy in place, we would repeatedly, hit that glass ceiling. And in my own life. I found that there was a glass ceiling that I was hitting that I couldn't get through. And it was when I got in touch with my inner self and on my spiritual journey.

Warsha 3:45
Yeah.

Margaret 3:46
That I discovered that I had not yet found my purpose, and when I found my purpose, that's when I was able to get past those limitations, get past those limiting beliefs and really operate from an abundant mindset.

Warsha 4:00
Wow.

Margaret 4:01
So, my mission is to help people to work on their well-being, which is financial mindset and money.

Warsha 4:07
Very nice.

Margaret 4:08
It's about working from the inside out.

Evan 4:10
Oh lovely.

Margaret 4:11

Understanding first what is our relationship with money? Before we implement the strategies and plan and grew our finances you know because I found that you have the most solid financial strategy and technique in place, but unless you have the right mindset around it.

Warsha 4:26
Yes.

Margaret 4:27
It is not gonna work. So, it's about visiting your financial past before you get to do financial present on how you manage your money, and then the address your financial future. To see how you build well.

Warsha 4:40
Brilliant.

Evan 4:41
Love it.

Warsha 4:42
Absolutely brilliant. I love it too.

Evan 4:45

What do you mean by relationship with money. That really intrigues me.

Margaret 4:49
So, we all have a relationship with money. It's usually related with our childhood.

Evan 4:54
Ah okay.

Margaret 4:55
It's one of the money stories you know so it's what is it that you've been taught. What is that you heard from probably your parents, your culture and I think Warsha we discussed this the other day isn't it about how those. These are the things that actually affect us in our relationship.

Warsha 5:11
We did.

Margaret 5:12
So, when you realize that money is emotional, you know, and there's an emotional relationship attached to it. You've got to first address that. And if that relationship is not healthy then it's time to change it.

Evan 5:25
Is it something that's immediately apparent when you're working with the clients.

Margaret 5:30
So, what happens is that when you find a client, going into that same routine, getting into that fighting that same area you could say.

Warsha 5:38
Yeah

Margaret 5:39
Over and over again. And, you know that they're going in that circle, there is something more deeper.

Warsha 5:45
As a pattern forming.

Margaret 5:46
There is a pattern forming and you've got to deal with the fear you got to deal with that over whelm what it is. And that does come through while coaching.

Evan 5:56
Wow amazing wow.

Warsha 5:58
Absolutely wonderful. Can't wait to get into it. So, before that I still have one more question about you, Margaret. So, what is the big dream.

Margaret 6:09
Oh Warsha, I love that question.

Warsha 6:10
What is the big dream?

Margaret 6:11

You know my dream is really big and it is to empower and educate and serve 1 billion people. Over the next two years to master their mind and money and embark them on their God given assignment for their life.

Warsha 6:25
Wow.

Evan 6:25
It's powerful

Warsha 6:26
Those are big goals and so powerful, and the beauty of that for me translated is your big goal is to have 2 million people and. On the flip side, it is 2 million people who are going to turn around and say, wow, we have come out of this because this amazing coach who actually stood by us and helped us. That is brilliant. Margaret, thank you so much for sharing that big dream with us, and with all our listeners. This is wonderful.

Margaret 6:55
Thank you Warsha I am so excited you know.

Warsha 6:58
Oh, you bet I get, we can hear it in your voice. This is so wonderful. Okay, so what Margaret according to you would be some of the things that our listeners can do to get to that financial health the ideal financial health, or and even getting that mastery over, managing their money, and their mind about money. What are some of the things that you can share with our listeners?

Margaret 7:29
Okay, Warsha it's very simple and I'm really excited to talk about it because these are the 4 T's to master your mind and money. Okay

Warsha 7:37
Waiting for it Okay

Margaret 7:38
4 T's yes

Warsha 7:39
Okay so T as in Tango the letter T.

Margaret 7:43
T as in Tango

Warsha 7:44
Oh okay so 4 T's to master your mind and money. Go for it, the mic is yours.

Margaret 7:51
Alright. The first T is transform. Now, this is really about renewing your mind and transforming those limiting beliefs and thought patterns, you know, which are not working for you.

Warsha 8:03
Okay

Margaret 8:04
You see, are codes trigger emotions and what we feel triggers, our behavior. So, it's important to have a deep inner dialogue with yourself and dig into what your money story is, what emotions come up that drive our behaviors. What are those beliefs that are in your subconscious that is stopping you to break through the glass ceiling, so that you can replace those habits and behaviors that are not serving us. Now transform.

Warsha 8:33
Wow nice

Margaret 8:34

Is also transforming from a scarcity mindset to a abundant mindset by reframing your thought process. For example, you change it from say I can do that or I can't find a way out to, how can I do that. How can I find a way out of this, you know so realizing that there is more than enough for every person on this planet, and more you know it's abundance everywhere. So, to summarize transform your relationship with money and operating from a abundant mindset.

Evan 9:12

It sounds like a wonderful reframe it's not happening to you it's happening for you. Taking that lesson and then moving forward. Amazing.

Warsha 9:20
What you said earlier, also reminded me of that learning ladder isn't it? oh I can't do it. I don't know how to do it and then learning how to do it and eventually I did it.

Margaret 9:29
Absolutely.

Warsha 9:31
It just reminded me of that so brilliant so the first T is transformed.

Margaret 9:36
Yes

Warsha 9:37
Very nice. Please continue.

Margaret 9:39
Sure so, the next T is target. Now this is all about your purpose. What purpose does money, serve in your life? You got to think big picture, Warsha this I have learned from you think big picture.

Warsha 9:52
Oh you are very kind.

Margaret 9:54
You know, yes money does allow you to buy things, but let's think deeper, what the money truly enable you to do, does it allow you to create family memories, position your child to create opportunities, give to charities, you know these things that lay the foundation for your vibe behind money they are the other values that money helps you fulfill. These questions are the building blocks for your personal belief. It will dictate how you're going to approach your financial life. Are you just going to survive, or are you going to thrive?

Warsha 10:26
Nice.

Margaret 10:27
So the question to ask.

Warsha 10:28
Very nice.

Margaret 10:29
To find a purpose is one of those things that only I do so well that people recognize me for, you know, maybe it's a talent, or hobby, your ability to listen, your methods to resolve an issue, your innovative processes, what is it that I find a sense of ease to do, and do it repeatedly which gives me joy in doing that.

Warsha 10:52
Nice.

Margaret 10:53
Or what is the problem that I can solve for some so you ask ones purpose so important. You see, without a purpose really don't have anything to live for, your financial success is in your DNA. Only when you find a real purpose, will your life change, and you will stop operating from a scarcity mindset. You will now be in position to have total clarity, how to set life changing goals in line with your purpose. So, target is also about setting life changing goals. Again, something that I've learned from you Warsha and, you know, that is, think 10 steps ahead.

Warsha 11:34
Oh!

Margaret 11:36
Well so, what is your one year, five year your ten-year goal, your target that by drawing the roadmap to reach it, you know by breaking it down to actionable steps that are time bound and hold yourself accountable with an accountability partner. You also want to think, 10 steps ahead.

Warsha 11:56
Very nice.

Margaret 11:57
To make sure the decisions are in sync with your purpose.

Warsha 12:00
Very nice.

Margaret 12:01
So, for me I believe I think that steps, is like a litmus test to see what those implications are. You got to go into that childlike mindset where you throw off those curious questions to the universe, to yourself, how will this impact the bigger picture. So, to summarize target, it is to find your why, your purpose and set life changing goals.

Warsha 12:28
So nice, so something that you said earlier Margaret, about money and that abundance mindset and the connection with a purpose, correct me if I've got this right. So, what you're basically saying is money is a means to an end. So, it's not about the money. It is about the bigger goals that you said, the money just enables you to reach those goals.

Margaret 12:49
Absolutely. Money is a tool you know.

Warsha 12:52
Yeah

Margaret 12:53
To get to. So, it's all about your purpose if your calling.

Warsha 12:55
Yeah

Margaret 12:56
Money will follow you and overtake you anyway so.

Warsha 13:00
Yeah. Evan you were saying something.

Evan 13:02
Absolutely. Margaret one of the things I think you mentioned was budgeting and sort of putting a plan together, how difficult is it for people if they have not done it before to actually put that budget together.

Margaret 13:14

Well Evan, it's really not difficult to put a budget together. It's about keeping that habit of doing it, and maintaining that consistency. I guess today, you can download apps you can download, there are so many ways to do your budgeting. And the key here is having that mindset of being consistent and doing it. And really customizing it so it's not about being so rigid and you've got to do it this way. No, it's about putting in that habit, and over period of time, it will actually fall in place, because it does need a bit of tweaking, it's not that you get it right the first time. So, there will be changes they will be until, it kind of works for you. And so, it's going to be a tool that works for you it's not something where you.

Warsha 13:58
Yes.

Margaret 13:59
Feel overwhelming like you feel like oh my god, it's not working.

Warsha 14:02
Yeah.

Margaret 14:03
Because it will not work, if it's something that you don't like to do.

Evan 14:06
And we're going to give tips later on, what's a good tip to actually stick to a budget.

Margaret 14:12
So, it's the way that you stick to a budget as you make those right allocations. Okay, and what I usually tell my clients to do is once we break that down, put them into multiple accounts.

Evan 14:25
Right.

Margaret 14:26
So, you segregate those accounts, you don't have just one saving account where everything is in one place, so you'll have it in separate accounts, you've given them all, a task you moved that money away, and it's out there doing its job.

Evan 14:39

So, it participant, I love it.

Warsha 14:40
Very nice.

Evan 14:41
I am one of the finance guys you know.

Margaret 14:42
Yes.

Evan 14:43
Those are the things that easy for me and I'm just wondering, in your coaching how you've helped me sort of find that discipline.

Margaret 14:50
Yeah.

Evan 14:51
And move forward with that discipline. Amazing lovely.

Warsha 14:52
That discipline just reminds me of a story if I may share that very quickly that this is something that I heard from my father and his father used to do that is, and that sort of was instilled in all of us as we were growing up. And my grandfather was a very resourceful man and he used to hate wastage. So, he would literally take used envelopes, cut them open, after them around inside out and cut them into diary size paper and staple them together or tie them together in those days, and use that as diary, your daily diaries.

Evan 15:27
Wow.

Margaret 15:28
Wow.

Warsha 15:29
I know. That's why, even today, I cannot throw, discard a piece of paper, Margaret I'm sure you remember, I have a clipboard with all the used paper overturned to use the back of it. But getting back to the point, every single day, my grandfather and my father and I bet I am sure whole lot of people in my family. Every single evening, they would sit down and write everything they spent in those days in Indian money, even if they spent 10 paisa to buy a packet of peanuts, they would write it down. Every single day, every and they would tally, what cash they started with in their pocket. In the morning, and what did they spend and what's in their hand. That used to be a routine. My granddad my dad would never even sit down for dinner, unless that was completed. So, just that matter of discipline in knowing where have you spent.

Evan 16:26
Wow.

Warsha 16:27

To me, that was quite a revelation and even today it's such a strong habit, you know, so I totally get what you're talking about. When you say discipline it's a matter of just doing it.

Margaret 16:38
Yes absolutely.

Evan 16:40
This is like eating a frog right you don't want to.

Margaret 16:42
It is.

Evan 16:43
But you do because.

Warsha 16:43
Yeah.

Evan 16:44
It is important.

Margaret 16:43

Absolutely yeah, absolutely. That's a lovely story and it kind of ties in well with you know the next T that I'm going to talk about.

Warsha 16:50
Go for it.

Margaret 16:51
You know the next one.

Warsha 16:52
Go for it.

Margaret 16:53
Is actually track and trim, you know, this is about tracking your finances, now finding your starting point of where you are and taking control of your money and telling it where to go, you know, so it's about operating as a good steward. You know your money goes where money flows.

Warsha 17:11
Oh nice.

Margaret 17:12
So you add the law of giving monthly finances and allocate the funds and give your money a job to do. So that's really important about track now trimming is, for example, if we look at the meaning of trimming an agriculture, Warsha it's when you're cutting back overgrown plants. Okay. So.

Warsha 17:33
Yeah.

Margaret 17:34
What are those spending habits, keeping up with the jones syndrome, you know, those overgrown plants that you need to trim from your life. So, you know, to summarize track and trim is tell your money where to go and trim back.

Warsha 17:49
I am just loving it.

Evan 17:51
I am making serious notes.

Warsha 17:52
I am making notes as well, oh my goodness, that is why I was quiet for a couple of seconds because I'm actually writing the two things that you said earlier Margaret, and I it was beautiful, money goes where money flows.

Evan 18:04
Yeah, and give your money, a job to do.

Warsha 18:05
And give your money, a job to do.

Margaret 18:07
Absolutely and you add the law of

Warsha 18:08
Brilliant

Margaret 18:09
Your monthly finances that's important as well because you know, that's why money flows.

Warsha 18:14
Yes.

Margaret 18:15
Money goes where money flows.

Warsha 18:16
And proved see where and

Margaret 18:18
Absolutely.

Warsha 18:21
Absolutely. This is such an, you know, most of this is not rocket science and yet we don't connect these dots.

Margaret 18:28
I think there are so many people who are actually, you know, who are actually doing this, you know, keeping up with the jones their lifestyle.

Warsha 18:36
Keeping up with the joneses.

Margaret 18:27
Absolutely you know and also you only need to trim back and see, do I need to do that.

Evan 18:43
There was a question I am sort of pondering in these days just how this year has been, you can't see the jones so how can keep up with them.

Warsha 18:51
That is true. And yet we don't think of it like that. Yes?

Margaret 18:53
Yes, absolutely.

Warsha 18:58
This conversation is getting better and better. Margaret. This is fabulous. Please, over to you.

Margaret 19:03
I want move on with the last one and that is train. You know this is really about making a commitment to yourself to be a lifelong student, you know, training yourself by learning from mentors, learning new skills and surround yourself with people who add value to your life, reading books on self-development and finance, you know equipping yourself with the tools to generate multiple streams of income, so that your money works for you, even in your sleep. Another thing that is important is that you want a healthy body to drive you towards your vision and purpose.

Warsha 19:40
Yes

Margaret 19:41
So, train your body, not just to lose weight with healthy eating and exercise habits, but to really take care of it with the mindset that, your body is a vessel to be used for a greater purpose, you know, and that just.

Warsha 19:55
Wow.

Margaret 19:56
Takes it to a different level. You know that it's that important. You know, so you meditate on positive affirmations and scriptures, you know. But most importantly, and this is really key, train yourself to start and end your day with gratitude, because you know Warsha, gratitude is the key to everything.

Warsha 20:17
You bet it is.

Margaret 20:18
Break through that glass ceiling and to experience a level of gratitude, beyond anything that you've ever experienced. You know, so, create a vision board, attach that gratitude on how you want your life to actually roll out and live a life inspired so you can be an inspiration and a blessing to the world, because you know, here's a thing. When you are a blessing and an inspiration to the world, people just want to be involved and naturally want to participate in helping you to fulfill your dreams and aspirations. So, it's not about chasing your money.

Warsha 20:55
So, Margaret. There is one thing that you said right towards the end, that is still swirling in my head, which is you can be a blessing and inspiration to the world. Thank you for saying those words. I don't know what it is about that. And yet I know that the deeper I keep thinking about that. The deeper the meaning is going to be. Some of the things that you've been saying that are really triggering a whole lot of thought, wonderful thoughts. So, I just want to highlight that that you can be a blessing and inspiration to the world. So, live your life like that is basically what you're saying.

Margaret 21:32
Absolutely

Warsha 21:33
Nice

Margaret 21:34
And what happens as I said earlier is that once you do that, you know, people around you they want to be involved and want to participate in helping you to fulfill your dreams and aspirations.

Warsha 21:46
You bet.

Margaret 21:47
That's how you know the money actually keeps flowing in without you even running behind it.
Warsha 21:52
You bet.

Margaret 21:53
So, you know to summarize train I would say practice gratitude, create a vision board, be a lifelong student and inspire others.

Warsha 22:04
Very nice.

Evan 22:05
Inspire other, nice very powerful

Warsha 22:06
Very very nice, Evan over to you.

Evan 22:07
Ah totally love it. There are so many wonderful, wonderful tips here and as a finance guy, you know, in the in the big corporate world it's one thing to do a budget there but it's quite another thing to do one for yourself. And just the power of just taking ownership. And, like you say, money goes where money flows forgot that the right way around it and it's absolutely true give it a job to do, and have it work for you. That's one of the biggest things and you're talking about multiple streams of income, have it work for you give it a job, love it.

Margaret 22:38
Absolutely.

Warsha 22:39
Nice. So, Margaret, you have just given us, and all our listeners, the 4 Ts to master your mind and money. What is it, let's say over the next week? What is it that you would like the person listening to this, to actually go and do what are some of the things that you would like them to actually start doing now?

Margaret 23:04
Okay so, Evan what I would say to the listeners is in the 4 T's. The first one is transform so what I'd like you to do is, to look at what is your relationship with money. And when you look at target set up a budget and set up your goals your life changing goals. In track and trim, see where is it that you are spending and see what you can trim at that stage. Then in train, create a vision board and see how you can create multiple streams of income. So, over the next week, I want to you start implementing these steps and come and tell us what are the gaps that you need to work on.

Warsha 23:46
Nice.

Margaret 23:47
And also tell us, which of these areas, was the most impactful for you.

Evan 23:52
Nice.

Warsha 23:53
Oh, very nice Margaret, you have given our listeners something to do over the week. They are going to be

Evan 23:59
And lots to think about.

Warsha 24:01
Lots to think about they're gonna be busy. This has been absolutely an eye opener. This has been so wonderful, as I said right in the beginning of the episode. This is not just for business owners, this is for absolutely everybody, isn't it? So, as I said earlier in the episode is not just for business owners, this is a topic that is important and very easy to manage by the sound of it for all of us, so there is no excuse for any of us to not do this.

Evan 24:30
Totally yeah.

Warsha 24:32

This has been absolutely wonderful. Margaret, thank you so much for sharing your expertise and your experience with us today we are so honored to have you.

Evan 24:43
Absolutely, it is such a pleasure.

Margaret 24:44
Thank you Warsha. I'm delighted that I can share this. I am really happy

Thank you so much.

Warsha 24:47
Thank you, Evan you were saying.

Evan 24:49
Thank you Margaret, joining us has been so wonderful speaking with you about this subject, and it's really, really important for everybody from professionals, students, everybody. It's amazing.

Warsha 25:00

Totally. So, Margaret, also tell us, and I know after this people are going to want to be able to get in touch with you. So, which is the best way to contact you?

Margaret 25:10
Well, the best way to get in touch with me Warsha is through my website, margaretmekaat.com.

Warsha 25:16
Fantastic.

Margaret 25:17
And you can contact me through there, and let's have a chat.

Warsha 25:20
Let's have a chat indeed, so www.margaretmekaat.com, we will put the link to Margaret's website on the show notes of this episode. So, head over to daretoscale.fm/9 and you will find the link to Margaret's website, and the link to get in touch with her straight over there, continue talking to Margaret continue listening and continue with the best practices, involving the cash in hand, and the cash that is yet to come. So, to summarize, I want to repeat what Margaret once said earlier, money goes where money flows, give your job, give your money, a job to do.

Evan 26:01

A job to do, nice.

Warsha 26:03

Very nice. Margaret. Thank you again. We really appreciate the time that you've taken.

Margaret 26:09
Thank you Warsha and Evan

Warsha 26:11

And you have a wonderful New Year.

Evan 26:14

Indeed.

Warsha 26:15
The 12 months coming, are going to be brighter than the last one have been. So, we're looking up and looking out.

Evan 26:21
We are indeed and keep working your magic in Dubai and beyond.

Margaret 26:25
Thank you Evan I appreciate that thank you so much and God bless everyone.

Warsha 26:29
Thank you.

Margaret 26:30
Thank you.

Warsha 26:32

Hey hey hey, thanks for joining us and listening, right till the end.

Evan 26:37
Get on over to Dare to Scale.fm to subscribe and access show notes and transcriptions.

Warsha 26:43
Oh also, did you know that we have a Facebook page for our podcast listeners. Come join the conversations at daretoscale.fm/facebook.

Evan 26:55
Absolutely, oh and also remember to give us a five-star review so other entrepreneurs can find this podcast like you, and get value to scale forward their business.

Warsha 27:03
Fabulous, we will see you at our next show. Bye for now.

Evan 27:07
Bye.

 

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Warsha Joshi and Evan Le Clus
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